An extra benefit of your PenFinancial Member Card is even more flexibility when you use THE EXCHANGE® ATMs just as if they were PenFinancial ATMs. THE EXCHANGE® NETWORK helps you find the nearest EXCHANGE® ATM anytime you need it. This no fee service allows you to withdraw your money out of 48 ATMs in Niagara, and 2,300 ATMs across Canada without additional surcharges!

Visit www.the-exchange.ca to locate an ATM near you!